Account Trail vs XeroThe Xero alternative for every business you run
Xero Established costs $1,164 a year for one business. Account Trail Starter is $144, with multi-currency, stock and budgets included.
Established is the only Xero plan with multi-currency.
How many businesses do you run?
Side by side
What you get, and what it costs to get it.
| Account Trail | Xero | |
|---|---|---|
| Cheapest comparable plan | $144/yrStarter, every feature | $1,164/yrEstablished |
| Multi-currency | Every plan | Established only ($97/mo) |
| Invoices and bills | Unlimited on every plan | Early caps at 20 invoices and 5 bills a month |
| Inventory and stock | Every plan, with valuation | Optional Inventory Plus add-on |
| Businesses per subscription | 1, 5 or 15, more on Pro Plus | 1 organisation |
| Money-back guarantee | 30 days, full refund | — |
| All 38 Account Trail features | On every plan · see the list | Varies by plan |
Move from Xero in an afternoon
No retyping. Bring your records across with a spreadsheet.
Read the moving guide- STEP 1Export from XeroCustomers, vendors, items and open invoices as CSV or Excel.
- STEP 2Import into Account TrailMatch the columns once. We show a preview before anything saves.
- STEP 3Pick up where you left offSend your next invoice from Account Trail. Cancel the old subscription.
All twenty-two sets of client books sit under my account now.
Switching from Xero: questions
Is Account Trail cheaper than Xero?
Yes. Xero Established, the plan with multi-currency, is $97 a month per organisation. Account Trail includes multi-currency on every plan, from $144 a year.
I manage several clients on Xero. How does that work here?
Pro Plus covers 15 businesses under one login, and you can add more for $84 a year each, instead of one subscription per client.
Can I bring my Xero data across?
Export contacts and open invoices from Xero, then import the spreadsheets into Account Trail. Our moving guide covers what to bring first.
Keep $1,020 a year. Keep every feature.
From $144 a year, or $129.60 at launch. Full refund within 30 days.
Xero US list prices checked October 2026: Early $25 · Growing $55 · Established $97 per month. Comparable plan billed monthly. Excludes promotions, taxes and add-ons. Verify on xero.com ↗